Simplifying ECL Provisioning with ECLLens

There has been a lot of conversations about Banks and NBFCs seeking an extension for the roll-out of the Indian Accounting Standard (Ind-AS). Earlier scheduled to come into effect from April 1, 2018, it has been re-scheduled for April 1, 2019 for Banks. Financial Institutions are seeking extension citing higher capital requirements for bad loan[…]

Why Every Business Needs to Consider Alternate Data

Let us first try and define this beast.   [Sidenote:  As we work with several of our clients, it’s amazing how analytics “jargon” confuses business users across the globe.]   In our world, alternate data is all such data that is currently not available to businesses through their “usual” structured application systems (such as CRM,[…]